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Loyalty

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Loyalty

App vs Wallet Loyalty: Which Wins?

App vs Wallet Loyalty: Which Wins?

Sticky Card

Wednesday, June 18, 2025

A split-screen image showing a comparison between Apple Wallet and a mobile loyalty app. On the left, a hand holds a phone displaying an orange digital loyalty card inside Apple Wallet. On the right, another hand holds a phone showing the App Store download screen for a loyalty app labeled "Loyalty" with a blue star icon and a “GET” button.
A split-screen image showing a comparison between Apple Wallet and a mobile loyalty app. On the left, a hand holds a phone displaying an orange digital loyalty card inside Apple Wallet. On the right, another hand holds a phone showing the App Store download screen for a loyalty app labeled "Loyalty" with a blue star icon and a “GET” button.
A split-screen image showing a comparison between Apple Wallet and a mobile loyalty app. On the left, a hand holds a phone displaying an orange digital loyalty card inside Apple Wallet. On the right, another hand holds a phone showing the App Store download screen for a loyalty app labeled "Loyalty" with a blue star icon and a “GET” button.
A split-screen image showing a comparison between Apple Wallet and a mobile loyalty app. On the left, a hand holds a phone displaying an orange digital loyalty card inside Apple Wallet. On the right, another hand holds a phone showing the App Store download screen for a loyalty app labeled "Loyalty" with a blue star icon and a “GET” button.

Introduction

In today’s mobile-first world, cannabis retailers are constantly weighing the best ways to engage customers: loyalty apps or digital wallet passes. Both offer mobile convenience, but which is more effective, especially in a high-compliance, high-churn industry like cannabis?

Let’s break down the key differences between app-based and wallet-based loyalty programs and why more modern retailers are moving away from apps.


App-Based Loyalty Programs: A Legacy Strategy

Apps were once the go-to for mobile loyalty, offering features like:

  • In-app rewards tracking

  • Push notifications

  • Store locators and product info

However, in 2025, apps face serious challenges:

  • High friction: Download, install, register = too many steps

  • Low retention: Over 70% of apps are deleted after one use

  • Costly to maintain: Custom development + updates = $$$

  • Privacy barriers: iOS and Android updates have restricted tracking and engagement

In cannabis retail, where marketing is already restricted, these hurdles are amplified.


Wallet-Based Loyalty: Frictionless, Effective

Wallet passes live in your customer’s Apple Wallet or Google Wallet, without requiring downloads or logins. With Sticky Cards, these passes become interactive loyalty tools:

  • Appear on lock screens with timely push messages

  • Update in real-time with rewards and promotions

  • Deliver higher open and engagement rates than SMS or apps

In short: less friction, more loyalty.


Comparing Key Metrics

Feature

App-Based Loyalty

Wallet-Based Loyalty

Download Required

✅ Yes

❌ No

Push Notifications

✅ Yes (App-only)

✅ Yes (Lock-screen)

User Adoption

❌ Low

✅ High

Setup Cost

❌ High

✅ Low

Maintenance

❌ Complex

✅ Easy

Compliance Risk (Cannabis)

❌ Higher

✅ Lower (no SMS needed)


Why Wallet Loyalty Wins in 2025

  • More accessible: No app store bans or OS updates to navigate

  • Faster adoption: One-tap add to wallet = instant activation

  • Better ROI: No dev team, lower CAC, stronger retention

  • More compliant: Avoids SMS rules and push app approvals

Cannabis retailers using Sticky Cards report 2x–3x higher engagement and lower churn compared to app-based programs.


Final Verdict

While apps had their time, wallet-based loyalty is the future - especially in regulated verticals like cannabis retail. It’s easier for customers, smarter for marketers, and leaner for your budget.

Ditch the App. Go Wallet-First.

Discover how Sticky Cards helps cannabis retailers launch push-based wallet loyalty.

Discover how Sticky Cards helps cannabis retailers launch push-based wallet loyalty.

Discover how Sticky Cards helps cannabis retailers launch push-based wallet loyalty.